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These videos contain essential information that will guide you through reaching your homeownership dreams.

Good News for First-time Homebuyers
Were you delaying your plans because of the very competitive market that we saw in 2020 and 2021?

Well, Here's a look at "3 Trends that are Good News for today's Homebuyers"

Watch this video for more exciting details.
How does a Home Equity Line of Credit Work? HELOC EXPLAINED
Hey! Do you need a full cash out from your home's equity to pay off student loan, Put your kids to college but you don't want to pull-out any money because of the high-interest rate?

CHECK OUT OUR COOL PROGRAM

A HELOC (Home Equity Line of Credit) - This allows us to get you a second mortgage and pull out that cash that you need to pay off credit cards, auto loans, student loan debt, put your kids through college a number of things that you can do with it.

A HELOC (Home Equity Line of Credit) is a revolving credit line secured by the home that lets you access funds at your leisure. As you pay off your outstanding balance, your credit line replenishes—just as it would with a credit card. You do pay interest on a HELOC, but only on the credit you use, which is also like a credit card.

Watch this video for more exciting details.
Buy/Fi [Buy Now - Refinance Later] Program
Check out our new cool program!

Buy/Fi (Buy Now-Refinance Later)

So, if you have been waiting for the interest rates to drop in order to purchase your home. This product will help you PURCHASE NOW and Refinance that lower rate later!

So you no longer have to wait and possibly miss out on the home of your dreams.

Watch this video for more exciting details.
Spread Holiday Cheers | Team Andee Sharing LOVE #christmas
"Christmas is a special time of the year for many around the world. The joy of brightening other lives becomes for us the magic of the holidays and there is nothing more joyous than to be a blessing to someone else at Christmas because the simplest acts of kindness are by far more powerful than a thousand heads bowing in prayer."
Bridge Home Loan Programs: Purchase a New Home Before Your Existing Home is Sold
Are you dreaming of moving into a new home or condo that better fits your lifestyle, but don’t know how you can confidently buy a new home while you sell the one you’re in?

Here in Team Andee at American Pacific Mortgage has home loan programs that can help you boldly make your next purchase offer. Our bridge loan programs can help you purchase a new home before your existing home is sold, giving you the time and flexibility you need when selling as well as presenting the strongest offer when buying. Watch this video for more details.
Know The Difference between Pre-qualified, Pre-approved and TBD Approved | Loan Officer Tips
Becoming a first-time homeowner is an exciting adventure. While there are several steps involved, our goal is to simplify the process so you can find your perfect home.

Getting pre-qualified, pre-approved and TBD approved for a home loan are the steps on your path to becoming a homeowner. Watch this video to see the difference.
Why Team Andee? Giving you the Smart Mortgage Solution
Why should you choose Team Andee? Who we are? What we are? What makes us different from other lenders? Find out more in this video.

More about me and my team, Click here:
https://www.teamandee.com/about
Fed Rate Hike Update and How does it affect you?
Fed Rate Hike Update as of December 15, 2022.
The Fed has to portray itself as tough on inflation even as it pushes through a smaller rate hike. How does it affect you? Watch this video for more information.

More about me and my team, Click here:
https://www.teamandee.com/about
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Creating Experiences that Matter
Andee Montemorano
American Pacific Mortgage
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Sr. Mortgage Loan Officer
10639 S. MANHATTAN PL LOS ANGELES,
CA 90047
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714.869.8369
855.532.6829
All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEB SITE AT WWW.SML.TEXAS.GOV.

Copyright © 2022 American Pacific Mortgage Corporation.

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