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Helping customers like you achieve their financial goals is all we do, which is why we’re arming you with our expert insight, tips, and advice to help you get there.
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TEAM ANDEE
Jun 3, 20234 min read
5 Homebuying Myths and Common Misconceptions
We understand that purchasing a home can be overwhelming, considering the numerous factors involved in this significant decision....
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TEAM ANDEE
May 13, 20233 min read
Pros and Cons of a Debt Consolidation Mortgage Refinance
A debt consolidation refinance can help you achieve two objectives simultaneously: obtaining a reduced interest rate on your debts and...
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TEAM ANDEE
May 9, 20232 min read
5 Homebuying Myths and Common Misconceptions
Buying a home is a big decision, and there is a lot of information out there that can make it seem even more daunting. Unfortunately, not...
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TEAM ANDEE
Apr 28, 20232 min read
The Cost of Waiting: Why Delaying a Home Purchase Might Cost You
When it comes to making large investments, timing is often said to be everything. This is especially true when it comes to purchasing a...
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Andee Montemorano
Apr 14, 20232 min read
What is a home equity line of credit (HELOC), and how does it work?
A home equity line of credit (HELOC) is a type of loan that allows homeowners to borrow money against the equity they have built up in...
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Andee Montemorano
Mar 17, 20233 min read
7 Tips for First Time Homebuyers
If you're thinking of buying a home, congratulations! However, before you start browsing listings, you need to make sure you're...
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TEAM ANDEE
Feb 18, 20236 min read
APM Spotlights Black History Month
At APM, we feel that the best way we can honor the heritage of our APM family members during Black History Month, is by listening and...
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TEAM ANDEE
Jan 3, 20234 min read
How Much One Extra Mortgage Payment Can Save You
You finally own that home you always wanted. You’re benefiting from the financial perks, but with a new home comes a new monthly mortgage...
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TEAM ANDEE
Dec 29, 20225 min read
Setting Financial Resolutions for the New Year
January 1 is coming up fast, and you know what that means: It’s time to set new year’s resolutions! For many people, the turning over of...
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TEAM ANDEE
Dec 7, 20223 min read
5 Things Home Buyers Can Be Grateful For in This Market
The housing market isn’t what it was a year ago—and that’s not necessarily a bad thing. Yes, interest rates are higher year over year,...
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TEAM ANDEE
Oct 20, 20224 min read
Down Payment Assistance: Differences Between Gift Funds, Grants, and Loans
Down payments can be one of the most daunting parts of the home-buying process. We all know: It costs a lot to buy a home! Thankfully,...
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TEAM ANDEE
Oct 12, 20223 min read
Mortgage Education: What Is PMI?
It is possible to obtain a conventional mortgage if you have a low down payment, but the trade-off is having to accept private mortgage...
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TEAM ANDEE
Oct 12, 20224 min read
Down Payment Assistance: Differences Between Gift Funds, Grants, and Loans
Down payments can be one of the most daunting parts of the home buying process. We all know, it’s a lot of money! Thankfully, you don’t...
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TEAM ANDEE
Oct 12, 20223 min read
Purchase a Home with 3% Down
What’s standing between you and your dream of owning a home? If you’re like many would-be homebuyers, the down payment may be seemingly...
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TEAM ANDEE
Oct 12, 20224 min read
How to Qualify for First Time Home Buyer Programs
Qualifying for first-time home buyer programs may not be as hard as you think. These programs are specifically designed to help a...
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TEAM ANDEE
Oct 7, 20223 min read
How To Estimate Your Closing Costs When Buying A Home
A down payment and monthly mortgage payment aren’t the only costs you’re looking at when buying a new home. Some buyers forget that they...
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TEAM ANDEE
Sep 7, 20224 min read
A Guide to Seller Concessions
There’s always a lot of back and forth when you buy a home. It’s called the negotiation process, and it’s one of the reasons you need a...
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TEAM ANDEE
Aug 30, 20224 min read
Employment History & Job Changes During the Mortgage Process
Two things can be really exciting and terrifying—buying a home and changing jobs. Combine the two, and you’ve got yourself a recipe for...
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TEAM ANDEE
Aug 17, 20224 min read
3 Ways to Get Creative when Paying Closing Costs
You finally found your dream home and are ready to start down that road to homeownership. It’s such an exciting time! … But then there...
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TEAM ANDEE
Aug 17, 20225 min read
Buying a House: Today’s Down Payment Requirements and Options
Buying a house isn’t just about the sticker cost or the monthly payment. A large part of your housing budget will also be your down...
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